Thursday, March 15, 2012

Traumatic Brain Injury Cases

Traumatic Brain Injury Cases

According to the Centers for Disease Control, 1.4 million people suffer traumatic brain injuries (TBI) annually. The majority of TBIs are classified as "mild" brain injuries. This term, however, is misleading, as the effects of these injuries are rarely "mild".

Many people mistakenly believe that you must lose consciousness in order to suffer a brain injury, but this is not true. Also, a recent mild TBI, and even a more significant brain injury, may not always show up on a CT scan or MRI. Additionally, contrary to what many people think, it does not require a hit on the head to sustain a TBI. For example, a person in a serious rear-end collision might suffer a TBI without striking his head on anything, where the violent whip like motion of the neck causes the brain to collide with the front, back or side of the inside of the skull. This can result in significant TBI even though the head itself struck nothing and there was no outward sign of head trauma.

We have found over the years that we have been representing the seriously injured and their families, that TBIs are frequently misdiagnosed when the patients first come to the emergency room, HMO or their private physician's offices. Sadly, these patients are often misled into believing that their symptoms are "nothing to worry about" and that they do not need to seek further medical treatment. The result is often a delay of agonizing weeks or months before the patient decides to be seen again. If the patient is fortunate, the TBI is properly diagnosed at that time but often it takes multiple return visits before the TBI is finally diagnosed.

The common causes of traumatic brain injury include:

Car and truck accidents Motorcycle accidents Bicycle accidents Pedestrian accidents Falls Acts of violence Sports injuries and other recreational injuries

The Symptoms Can Be Difficult to Detect

The symptoms of TBI can be hard to diagnose and may include some or all of the following:

Dizziness Disorientation, confusion Headaches Short-term memory loss Difficulty concentrating Agitation, aggression Changes in behavior patterns Mood swings Changes in appetite Changes in ability to smell, taste, or hear Difficulty sleeping Depression Fatigue

These symptoms also may not be present immediately following the injury and may not develop until weeks or months after the initial traumatic event. Additionally, people suffering from TBI may have difficulty describing their symptoms clearly to the treating physician or may not even realize that the symptoms they are suffering may be related to the trauma they have experienced.

At times, patients with TBI are reluctant to admit that they are suffering from mental impairment and may not be forthcoming about the full-spectrum of their symptoms, because they are embarrassed or concerned that the symptoms represent some disease process rather than a . What this means is that the physician who sees this patient must take a detailed and thorough history. While a complete history is a simple but essential diagnostic tool whose importance is taught in medical school, it is unfortunately often ignored in the emergency room, where diagnosis is frequently based solely on superficial exams - or skipped in the HMO clinic or office setting because of the limited time the physician is expected to spend in the work-up and evaluation of patients.

The Costs and Challenges Following a TBI

Treatment costs for TBI are staggering. The National Center for Injury Prevention and Control estimates the national costs for TBIs to be over $60 billion annually. In addition to sometimes life-long medical expenses, other unique circumstances may present themselves following TBI.

In the cases of a child TBI victim, a Special Needs Trust may need to be established to provide funding to cover treatment and care costs. A guardian or custodian also may need to be appointed to protect the child's best interests and oversee the administration of any Special Needs Trust.

In other cases, the impairments may make it difficult or impossible for the injured person to return to his or her former job, making it necessary for him or her to find new employment; or, in many cases, precluding any kind of gainful employment.

Those suffering long-term disabilities because of their TBI may have to apply for Social Security Disability benefits and seek coverage from Medicare and/or Medicaid, which still may not cover the full costs of their medical treatment.

Seeking Legal Help for TBI

The first step in any brain injury case is ensuring that the individual has received the correct diagnosis for his or her injury. Attorneys who handle TBI cases can arrange appointments with appropriate medical specialists for those who believe they are suffering from such injuries. TBI attorneys can make referrals, as necessary, to neurologists, neurosurgeons, neuropsychologists, physiatrists, psychiatrists, speech therapists, physical therapists and occupational therapists.

These cases also involve not only medical experts, but also vocational rehabilitation experts, life care planners, economists and other specialties, to prove the extent of the damages suffered by the plaintiff. Moreover, in addition to relying on expert witnesses, in presenting a TBI case, we also rely on the testimony of fact witnesses, persons who have known the individual since the time before the brain injury, such as friends, family and co-workers; such persons are often in the best position to testify to the behavioral and other changes that they have observed, following the precipitating event.

While some of these cases are settled out of court, others must go to trial. TBI cases are expensive to litigate and can often take a long time to resolve. Both the attorney and the injured person will be required to invest a lot of time, energy and resources into the case. Please consult with a personal injury attorney experienced in handling TBI cases in your area, to learn more about TBI cases and your legal options.

If I'm in a Car Wreck, How Can I Pay My Medical Bills

If I'm in a Car Wreck, How Can I Pay My Medical Bills

Millions of automobile accidents happen each year. Each automobile accident of course involves unique circumstances and must be dealt with accordingly. The vast majority of automobile accidents in America today are caused by someone failing to stop and as a result rear-ending another driver.

In your typical run of the mill rear-end collision 90% of the time the person that rear-ended the vehicle will be held at fault. This usually involves a citation for following too close or for failure to control your vehicle.

In this scenario you can recover from the insurance of the driver that rear-ended your vehicle. This is sometimes a very daunting task and using a personal injury attorney can be very helpful. In the unfortunate and increasingly common event that the driver does not have insurance you have two methods of recovery available.

The first and best option to recover for the cost to repair your vehicle and for your medical expenses is to claim on your own uninsured motorist coverage. If you carry full coverage insurance it is very likely that you already have this coverage, if not it can usually be added for a nominal monthly fee.

In some jurisdictions there is also coverage referred to as PIP or Personal Injury Protection. Personal injury protection will compensate you for your medical expenses regardless of whether the other driver has insurance. Personal injury protection can also be used to pay any other expenses that might have occurred due to the accident, not just medical. In some jurisdictions there is what is called med pay, which pays a portion of your medical expenses directly to your medical providers.

If all insurance related options are exhausted, then you may try to collect from the driver individually by filing a lawsuit. If you have a good cause of action you will typically win a lawsuit and receive a judgment against the driver. However, if the driver was not carrying insurance or could not afford to carry insurance then you will be hard pressed to collect anything from them.

How a Personal Injury Lawyer Will Fight for You

How a Personal Injury Lawyer Will Fight for You

If you have ever been the victim of the irresponsibility or just plan carelessness of a company or an individual, then you know how hard it can be to fight for yourself to get the funds that you need to pay for medical bills and to cover lost wages. Especially when fighting large corporations, you need to have someone by your side who is well-versed in the laws of your state and will not let someone who has victimized you walk all over you in court. If you are the victim of the blatant hostility or even accidental mistake of a person or a company and need compensation to cover medical bills and to offset emotional damage, then you need a talented personal injury lawyer.

Why Hire a Personal Injury Lawyer

Without a personal injury lawyer, you are facing the legal system unarmed. It is sort of like going to war without any weapons, up against people with the most advanced military assets possible. You cannot fight for yourself without the proper ammunition and a highly skilled and thoroughly practiced personal injury lawyer will have the necessary intelligence and experience to fight back for you. You run the risk of being offered a paltry settlement or even worse, no compensation at all if you do not have a qualified lawyer to stand up for you.

What Will a Personal Injury Lawyer Do For You?

A lawyer who specializes in personal injury will research your case extensively. He or she will know how to find proper evidence to support your claims and will know all of the laws in your state pertaining to personal injury so that they can effectively present a solid claim against the person or company who has wronged you. They understand that often in these types of cases the victim has suffered not only physically, but also emotionally. In fact the emotional toll that physical injuries take can be far worse than the physical pain felt. Emotional pain can last for the rest of your life and can take affect your personal well-being and your attitude. When you enlist the assistance of a lawyer who understands you, as well as has a firm grasp on the events of the incident that led to your injury, you will be able to get the maximum amount of compensation without the unnecessary steps of a time-consuming jury trial. Do not let a company or person walk all over you; get a respected personal injury lawyer to fight back for you.

Help With Filing Your Road Traffic Accident Claim

Help With Filing Your Road Traffic Accident Claim

If you are driving your vehicle and get into an accident there are several things you should do. First you should assess if you or anyone else at the scene is injured. You should look at your vehicle and any other vehicle or property that was damaged in order to determine the extent of damage. You should exchange insurance and contact information with all who are involved in the accident and you may need to file a road traffic accident claim. It is also often beneficial to get contact information from any independent witness of the accident who were not directly involved in it, in case there is a dispute.

Should you hire an attorney?

Whether or not you should hire an attorney to help file your road traffic accident claim is dependent on several factors. If you are not at fault and have sustained substantial damage to your vehicle or injury then you may want to consider hiring an attorney to make sure you get the best possible settlement. This is especially true if the cause of the accident was due to negligence on the other person's part such as driving while intoxicated or driving recklessly. You need to be compensated for your accident and injury so you do not have to pay for repair or medical bills when it was not your fault.

What will an attorney do to help with your accident claim?

Many times insurance companies will delay payment or try to get you to settle for less than what you deserve. For them it is beneficial to settle quickly. For you, though, it may not be the right thing to do because you will sign away any right to additional money even if you discover later that the settlement did not fully cover your expenses. The attorney will help you by protecting your interests. If the insurance company tries stall tactics to delay payment, the attorney can help move the process along faster. If they attempt a settlement the attorney will analyse the offer to determine if it is fair or not. They will consider the fair market value of any property that was damaged and they will also consider existing and future medical expenses you may require.

How much will hiring an attorney cost you?

If you are offered a settlement from the insurance company you may realise that it would be wise to hire an attorney to review it before settling but may not feel you can afford it. So, you go ahead and take the settlement offer only to find that you ran out of money and still need medical care or you spent all the money repairing your vehicle and you still have out of pocket expenses in order to get your vehicle up and running again. Instead of wondering if you can afford an attorney consider if you can afford not to. If the accident is significant there is also a very good chance an attorney will take your case on a no win no fee basis. The attorney will get a percentage of the settlement only if you win the case.

Have You Had a Run In With An Uninsured Motorist

Have You Had a Run In With An Uninsured Motorist

Anyone who owns or operates a vehicle knows how important insurance is, and is probably familiar with the requirements that mandate certain amounts of coverage in their particular state. These rules were put into effect to help protect innocent victims from experiencing devastating financial losses should they become affected by a person who does not have proper insurance coverage. While good in theory, insurance laws still have a number of loopholes that people are able to utilize, which results in serious consequences for many people on a yearly basis.

Today, even with strict insurance laws in place, it is estimated that more than sixty million people in the United States are still either underinsured or completely uninsured. While many people are blaming not having adequate coverage, and the minimum amount of coverage required by law on the economy and monetary reasons, the truth is, this issue is one that has been around for years. That being said, the down turn in the economy in recent years has only perpetuated this issue, and has led to higher numbers of motorists taking the gamble of not being caught by dropping their coverage.

An uninsured or underinsured motorist can make things quite difficult should you find yourself in an accident. Whether the accident involves a personal car, truck, or other type of motor vehicle, if you find yourself involved with a person without adequate coverage you are the one left holding the bag for all of your damages, including medical expenses. This is the case even when the accident is not your fault. The result can be extremely expensive and lead to big problems that can be devastating.

One way to help protect yourself is to purchase extra insurance yourself, which is commonly referred to as uninsured and underinsured motorist coverage. The laws surrounding this type of coverage do vary a bit from state to state, but essentially it allows you to purchase a particular level of protection from your own insurance company for any damages or medical expenses that may be in excess of the amount that you can recover from the motorist who is uninsured or underinsured.

Should you find yourself in the position of needing to execute this line of coverage, a claim against your own insurance company is filed, using your own policy, for the precise type of damage you would needed to recover. This is done much the same way it would be done if you were to seek compensation from the other motorist's insurance policy, and covers damages such as property damages, medical bills, and lost wages.

Because insurance companies are notorious for making processes difficult and drawn out, utilizing this coverage is not as easy as you may think. Even if a claim is eventually paid, insurance companies may choose to cancel your policy which can make getting insurance in the future quite difficult. This only adds insult to injury should the accident not be your fault in the first place. In any case that damage has been done because of an accident, especially one that involves an uninsured or underinsured motorist and will require the use of your own insurance policy; it is wise to consult with an experienced personal injury attorney. He or she is quite skilled with dealing with insurance companies and can walk you through every step of the process.

If you decide to take the risk yourself and not purchase uninsured or underinsured motorist coverage on your personal policy, you are taking a gamble that can be truly devastating should you have an accident. Many people believe they can waive this option as long as they drive in a very cautious manner. They believe that saving this small amount yearly on their personal policy is more important than the extra level of protection this coverage provides. Unfortunately, even if you drive more carefully and do everything right on your end, you still cannot control outside forces and you cannot protect yourself from reckless or negligent driving by others that are on the roads with you on a daily basis.

If you or someone you know has been injured in any type of accident that involves an underinsured or uninsured motorist, you should not delay in contacting a personal injury attorney. The laws surrounding these types of cases do vary somewhat from state to state, and some states do not allow these claims to be settled in a court of law. Instead, they are to be dealt with through mandatory arbitration and must be settled based upon policy provisions. Since there are also statutes of limitations that are enforced, as well as precise filing guidelines, it is never wise to try to handle these cases on your own.

A personal injury attorney who specializes in the area of uninsured and underinsured motorists can help you to find the best possible means of recovery, and can handle your claim on your behalf so that you will receive the best possible payout. These cases are often handled separately from the actual accident claim, and vary from standard accident cases. It is not uncommon for multiple petitions to be filed, one for insurance, one for injuries, and one for property damages. It may also require civil litigation and/or criminal litigation depending on the precise circumstances involved.

Personal injury attorneys often work on a contingency basis, which means that you do not have to pay anything upfront to get your claim started. This will allow you to focus on the details of your case, as well as your personal recovery without the added worry of how to pay your legal bills. This can go a long way toward making the process flow smoothly on all sides.

Insurance companies have teams of attorneys working hard on their side to protect their interests and to pay out as little as possible. Do not take the chance of becoming a victim twice. A personal injury attorney will work hard for you in order to protect your future, and get you the compensation you truly deserve.

DUI Laws The Two Different Cases Involved After a DUI Citation

DUI Laws - The Two Different Cases Involved After a DUI Citation

Traffic citations are an unsettling experience, and that includes DUI (also DWI, OWI, or whatever). Between the uncertainty of what will happen with your driver's license to the prospect of going to jail, it is a scary period of time after receiving a DUI citation. I am a Maryland DUI attorney, Virginia DUI attorney, and DC DUI attorney. While this article is geared towards those jurisdictions, it is not legal advice and should not be treated as such. You should consult a DUI attorney if you need legal advice. Additionally, if you need information on DUI laws in other states, you should seek out specific answers to your questions from resources in those states.

What many people don't realize is that there are two separate cases when dealing with a DUI citation. The first case is the criminal case, which most of you will be familiar with. The criminal case is generally located in the local courthouse in the geographical area where you were pulled over. At the criminal trial, the prosecution will present its evidence, call witnesses, and make its argument about why you are guilty of DUI.

The second case, which many people are unaware of until they receive a DUI citation, is the civil administrative case. The local licensing agency (for example, the Department of Motor Vehicles in DC and Virginia, and Motor Vehicle Administration in Maryland) will decide whether to suspend your license and for how long. You must request an administrative hearing within a very short period of time in order to be entitled to one. In some instances, your license will already be automatically suspended; in others, your request postpones the suspension until the conclusion of the hearing.

In both cases, the criminal case and the administrative case, there are ways to defend against the possible punishments. By way of example, you or your DUI attorney can challenge the legality of the traffic stop, argue that the officer had no probable cause to arrest you, that you were given improper or inadequate implied consent warnings, or that the blood alcohol content tests were improperly administered. This is not an exhaustive list and the list of defenses available to you will depend on the specific circumstances of your case.

It is important to note that DUI laws vary tremendously depending on your location. Winning in the criminal case or the administrative case is difficult, but not impossible.

Do You need an Accident Lawyer in Ohio

Do You need an Accident Lawyer in Ohio

Are you injured in an auto accident in Ohio? An Accident lawyer Ohio helps you to claim the compensation for the agony or sufferings you have due to the accident met and also claim for the property loss due to accident. They will decide whether your case has merit and is worth pursuing. They will also confirm you that how long you have to wait to file a lawsuit.

Similarly, the accident car lawyer Virginia will assist the persons who met with such accident cases in a systematic manner and you are entitled to receive fair compensation for all your injuries and sufferings.

These attorneys know very well how to prepare your case and to get good value for your lost belongings. Most of the attorneys from Ohio work on a contingency-fee basis.

Once you receive the compensation from the insurance firms, you will be charged a percentage of the claim settled. If you have lost your case against the insurance firms, then you're not entitled to pay these attorneys. Hence it is always advisable to contact an experienced lawyer from either of these states.

These experienced lawyers are well versed with the local laws and will definitely get you the required claim at the earliest possible time.

Though it may be a complicated battle with the concerned legally, the points put forth by these accident attorneys will be of more useful in a legal manner to claim amounts for all these expenditures that are expected or made already.

The claim forms need to be filled up correctly and one thing that the accident legal representative at Ohio insists is that the clients or the victims or the care takers in these car accident cases need to avoid the delay in filing cases. Hence, the claims may be settled at a fast rate in such cases of accidents. The client is supposed to give proper information with regard to the property loss due to accident.

In this regard, it is to be remembered that the loss of salary or the wages during the day of accident may also be claimed if the issues of the car accident are met in a proper manner without causing any delay on part of client.

However, the documentary evidences should be provided to accident public prosecutor in a precised manner and these will help him to deliver legal points in a correct manner that will assist the accident cases.

Accident Insurance Claims

Accident Insurance Claims

Deciding on which insurance policy to purchase is not easy, as it involves going through numerous documents with umpteen inbuilt clauses in each of them . Most of us buy insurance policies based upon all frivolous reasons, such as if our friends have bought this policy so it must be good, or if the insurance advisor seems nice and friendly, we buy the policy. The problem arises when we are in an accident situation and have no clue about how to go about filing accident insurance claims. If you find yourself in such a situation, do not get disheartened. Here are some suggestions regarding insurance policies and claims, which are sure to help you.

Understand the Policy When undertaking a , make sure that you have fully understood the extent of coverage your policy provides, in the case of an accident. Thoroughly read the insurance policy and ask either of your insurance broker and insurance agent, to explain to you any clause which you might not have been able to understand. This will ensure that if any untoward incident, like a car accident or injury happens, you know what and how much to claim for.

Things to Remember at the Accident Site If you have had an accident, immediately contact your insurance agent. If possible, take the pictures of the accident or related injuries, as they might be handy for the accident insurance claims. Try to collect as many details about the accident as possible, such as taking down the contact details of the eyewitness, as all these things will help you when making car accident insurance claims. If there are other people or vehicles involved in the accident, make sure of taking down their insurance details too.

Things to do Post the Accident File for the accident insurance claims as soon as possible, without any delay after the accident. This is because of the fact that the insurance companies have a particular time period within which the insurer has to file the claims. If that time period expires, for any reason, the insurer will not be eligible for making any accident insurance claims.

Once the accident insurance claim procedure has begun, remember to make written notes of all the dealings that you might have with the insurance company in the future. Be very honest in your dealings with the insurance agents, as lying when making accident insurance claims can be considered very negative and you may be even denied the claims. Also, retain all the bills of expenses incurred on account of the accident, such as bills pertaining to the repair of the damaged vehicle or bills of the various medical treatments that have been undertaken on account of accident injuries.

In all accident cases, it is the insurance company which assesses the losses and accordingly makes an offer to the policy holder with regards to the value of his claim. However, be very careful while accepting such offers. This is because the insurance companies would want to settle the claims for a much lower amount. They often provide lesser estimates of the losses occurred than what have actually been incurred. So, it is suggested that you hire an accident lawyer and seek car accident insurance claims advice from him with regards to the settlement amount. A lawyer will assess whether the amount pertaining to the claims, offered by the insurance company is fair. You may seek his advice too while making a counter offer to the car insurance company with regards to your accident insurance claims. The lawyer will be in a better position to negotiate with the insurance company on your behalf.

These are a few guidelines which should be followed when filing for accident insurance claims. Another thing to remember when dealing with any insurance company is not to sign on any document which you have not completely understood, whether at the time of purchasing an insurance policy or when filing for accident insurance claims. Also, when the process of negotiation for accident insurance claims with an insurance company is going on, do not accept any payments from them which are referred to as full and final payments. Here's hoping that with the above information, you will be in a better position to deal with the insurance company and seek accident insurance claims.